This month's offers
Latest loan offers — October 2026
A single, filterable view of indicative interest rates, fees and special offers across our partner banks and NBFCs. Refreshed monthly and reviewed by our team — always confirm the final figure with the lender.
30+ banks & NBFCs Updated October 2026 Indicative · sourced
| Lender | Product | Interest (p.a.) | Processing fee | Tenure | Foreclosure | Source |
|---|---|---|---|---|---|---|
| Kotak Mahindra Bank | Home Loan | 7.6% onwards | Up to 2% + taxes | Up to 25 years | Nil for floating-rate loans to individuals; up to 3% for fixed rate | Lender |
| IDFC First BankUnverified | Home Loan | 7.75% onwards | Up to 3% + GST | Up to 32 years | Nil for floating rate; up to 2% for fixed rate | Lender |
| Axis Bank | Home Loan | 8% – 9.1% | Up to 1% or ₹10,000 (whichever is higher) + GST | — | Nil for floating rate; 2% for fixed rate | Lender |
| Bajaj FinservUnverified | Loan Against Property | 8% – 14% | Up to 3.54% (incl. taxes) | Up to 15 years | Nil for floating-rate loans to individuals and MSEs; otherwise up to 4.72% | Lender |
| HDFC Bank | Home Loan | 8% – 13.45% | — | Up to 30 years | — | Lender |
| Tata CapitalUnverified | Home Loan | 8% – 13% | Up to 3% + GST | Up to 30 years | — | Lender |
| HDFC BankUnverified | Car Loan | 8.4% onwards | Up to 0.5% (₹3,500–₹8,000) | From 12 months | 5% of outstanding (loans from 1 Dec 2025) | Lender |
| ICICI Bank | Car Loan | 8.4% onwards | Up to ₹8,500 + GST (new car) | 12–84 months | 3% up to 12 months; 2% for 13–24 months; nil after 24 months | Lender |
| HDFC BankUnverified | Loan Against Property | 8.55% – 13% | Up to 1% (minimum ₹7,500) | — | Nil for floating-rate loans to individuals; 2.5% for business use or fixed rate (nil after 60 months) | Lender |
| ICICI BankUnverified | Home Loan | 8.75% – 10.05% | 0.5% + taxes | — | Nil for floating rate; 2% for fixed rate | Lender |
| Axis BankUnverified | Car Loan | 8.8% – 11.7% | Up to 2% + GST | — | 5% of outstanding + GST; no lock-in | Lender |
| Bandhan BankUnverified | Home Loan | 8.8% – 13.77% | Nil–1% plus admin fee 0.25%–2% + GST (by scheme) | 1–30 years | Nil for floating-rate loans to individuals | Lender |
| Bandhan BankUnverified | Personal Loan | 8.86% onwards | Up to 3% + GST | Up to 60 months | 4% in first 12 months; 2.5% after | Lender |
| Aditya Birla FinanceUnverified | Loan Against Property | 8.95% – 22% | Up to 2.5% | Up to 20 years | Nil for floating-rate loans to individuals and MSEs (sanctioned from 1 Jan 2026); otherwise 4% | Lender |
| IDFC First Bank | Car Loan | 8.99% onwards | Up to 5% (incl. GST) | Up to 120 months | 5% of outstanding + GST (fixed rate); nil on floating rate | Lender |
| Tata CapitalUnverified | Loan Against Property | 9% – 17% | Up to 3% | Up to 20 years | Nil for floating-rate loans to individuals and MSEs; otherwise 6% within 12 months, 4% after | Lender |
| Axis BankUnverified | Loan Against Property | 9.15% – 10.25% | 1% + taxes, plus ₹5,000 login fee | Up to 20 years | Nil for floating-rate loans to individuals and MSEs; 4% otherwise | Lender |
| CholamandalamUnverified | Car Loan | 9.5% – 20% | 0.5%–2.5% (new car) | 12–84 months | 5% + GST in months 7–12; 4% + GST after | Lender |
| Axis BankUnverified | Personal Loan | 9.99% – 22% | Up to 2% + GST | Up to 84 months | 3% up to 36 EMIs, 2% after (loans under ₹15 lakh); no lock-in | Lender |
| HDFC BankUnverified | Personal Loan | 9.99% – 24% | Up to ₹6,500 + GST | — | 4% of outstanding up to 24 EMIs; 3% for 25–36 EMIs; 2% after 36 EMIs | Lender |
| ICICI Bank | Personal Loan | 9.99% – 16.5% | Up to 2% + taxes | 12–72 months | 3% of outstanding; nil after 24 EMIs | Lender |
| IDFC First Bank | Personal Loan | 9.99% onwards | Nil (FIRSTmoney); up to 3.5% + GST for pre-qualified loans | 9–60 months | Nil (FIRSTmoney); 5% of outstanding after 12 EMIs for pre-qualified loans | Lender |
| Poonawalla Fincorp | Personal Loan | 9.99% onwards | Up to 4% + taxes | 12–84 months | Own funds: 6% (first 6 EMIs), 3% (7–12 EMIs), nil after 12 EMIs | Lender |
| Bajaj Finserv | Personal Loan | 10% – 30.5% | Up to 4.13% (incl. taxes) | 12–108 months | Up to 4.72% (incl. taxes) of outstanding | Lender |
| CholamandalamUnverified | Business Loan | 10% – 30% | Up to 2.5% + GST | Up to 60 months | 6% + GST in instalments 7–12; 4% + GST after | Lender |
| CholamandalamUnverified | Loan Against Property | 10% – 18% | Up to 3% + GST | Up to 15 years | Nil for floating-rate loans to individuals; 5% + GST otherwise | Lender |
| IndusInd BankUnverified | Personal Loan | 10.49% onwards | Up to 3.5% + GST | 12–84 months | After 1st EMI: 5% + GST (EMIs 1–11); 4% + GST after 12 EMIs | Lender |
| L&T FinanceUnverified | Personal Loan | 10.5% onwards | Up to 4% + taxes | Up to 72 months | Up to 5% of outstanding + taxes | Lender |
| HDFC BankUnverified | Business Loan | 10.75% – 22.5% | Up to 2% + taxes (nil for micro/small enterprises up to ₹5 lakh) | — | 4% up to 24 EMIs; 3% for 25–36 EMIs; 2% after 36 EMIs (nil for MSE fixed-rate up to ₹50 lakh) | Lender |
| ICICI BankUnverified | Loan Against Property | 10.85% – 12.5% | — | — | Nil for floating-rate loans to individuals and MSEs (from 1 Jan 2026); 4% for fixed rate | Lender |
| Yes Bank | Personal Loan | 10.85% onwards | — | 12–72 months | Allowed after 12 EMIs, with charges | Lender |
| Aditya Birla FinanceUnverified | Personal Loan | 10.99% – 28% | Up to 4% | — | Fixed-rate loans: up to 7% within 13 months, 6% at 13–25 months, 5% after | Lender |
| Axis BankUnverified | Business Loan | 10.99% – 25% | — | 6–60 months | — | Lender |
| Kotak Mahindra BankUnverified | Personal Loan | 10.99% onwards | Up to 5% + taxes | — | 4% up to 3 years; 2% after | Lender |
| Tata CapitalUnverified | Personal Loan | 10.99% – 33% | Up to 5% + GST | Up to 6 years | 6.5% of outstanding within 12 months; 4.5% after (+GST) | Lender |
| Bajaj FinservUnverified | Doctor Loan | 11% – 17.5% | Up to 2.95% (incl. taxes) | 12–96 months | Up to 4.72% (incl. taxes) of outstanding | Lender |
| Tata CapitalUnverified | Business Loan | 12% – 30% | Up to 3% + taxes | 12–60 months | 4.5% of outstanding | Lender |
| Aditya Birla FinanceUnverified | Business Loan | 13% – 28% | Up to 2.75% + documentation up to 0.25% | Up to 84 months | Fixed-rate: up to 7% within 13 months, 6% at 13–25 months, 5% after | Lender |
| Bandhan BankUnverified | Business Loan | 13% – 25.91% | Up to 2% + taxes | — | Nil (per schedule of charges, July 2026) | Lender |
| ICICI BankUnverified | Business Loan | 13% – 17.5% | Up to 2% + taxes | Up to 60 months | — | Lender |
| IDFC First BankUnverified | Business Loan | 13% onwards | Up to 3.5% + GST | 12–48 months | Nil for micro/small enterprises up to ₹50 lakh; 5% otherwise | Lender |
| IndusInd BankUnverified | Business Loan | 13% – 22% | Up to 3% + taxes | Up to 48 months | Up to 5.5%, per sanction letter | Lender |
| Poonawalla FincorpUnverified | Doctor Loan | 13% onwards | Up to 3% | 12–60 months | 6% before 6 EMIs; 5% after (+taxes) | Lender |
| Muthoot FinanceUnverified | Personal Loan | 13.5% onwards | — | Up to 60 months | — | Lender |
| Bajaj Finserv | Business Loan | 14% – 23.5% | Up to 4.72% (incl. taxes) | 12–96 months | Up to 4.72% (incl. taxes) of outstanding | Lender |
| Utkarsh Small Finance BankUnverified | Personal Loan | 14% – 23% | Up to 2% + taxes | 12–84 months | 4% (months 7–24), 3% (months 25–36), 2% after + taxes | Lender |
| L&T FinanceUnverified | Business Loan | 15% onwards | Up to 3% + taxes | 12–60 months | Up to 5% + taxes after 6 months | Lender |
| Poonawalla FincorpUnverified | Business Loan | 15% onwards | Up to 3.5% | Up to 60 months | 6% before 6 EMIs; 5% after (+taxes) | Lender |
IndicativeRates & fees are indicative, last updated October 2026. Confirm current terms with the lender before applying. Unverifiedrows have not yet been manually confirmed against the lender's own page — treat them as an estimate only.
How we keep this current: offers are stored as structured data and refreshed on the 1st of each month via an automated job that flags proposed changes for human review. We publish figures as indicative and never present unverified rates as guaranteed. See our Disclaimer.
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