Bank · October 2026

Kotak Mahindra Bank — loan offers

Kotak Mahindra Bank is a private-sector bank with a reputation for customer-friendly digital banking. Its lending range covers unsecured personal loans through to home and vehicle finance with flexible tenures. The bank frequently offers balance-transfer and top-up options to existing loan customers.

Updated October 2026 Indicative figures

Kotak Mahindra Bank

Bank

Rates from

7.6%

per annum · indicative

2 products

October 2026 rates

Indicative Kotak Mahindra Bank rates & fees

LenderProductInterest (p.a.)Processing feeTenureForeclosureSource
Kotak Mahindra BankHome Loan7.6% onwardsUp to 2% + taxesUp to 25 yearsNil for floating-rate loans to individuals; up to 3% for fixed rateLender
Kotak Mahindra BankUnverifiedPersonal Loan10.99% onwardsUp to 5% + taxes—4% up to 3 years; 2% afterLender

IndicativeRates & fees are indicative, last updated October 2026. Confirm current terms with the lender before applying. Unverifiedrows have not yet been manually confirmed against the lender's own page — treat them as an estimate only.

LoanServ is an authorised DSA and is not affiliated with, or an official channel of, Kotak Mahindra Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.

Apply for a Kotak Mahindra Bank loan

One free application. We compare 30+ banks & NBFCs and call you back — no obligation.

Talk to an advisor

LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.