Kotak Mahindra Bank Personal Loan — rates & offers
Indicative interest from 10.99% p.a., processing fee Up to 5% + taxes. Compare and apply through LoanServ.
This figure has not yet been manually confirmed against Kotak Mahindra Bank's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 10.99% onwards
- Processing fee
- Up to 5% + taxes
- Tenure
- —
- Pre-closure charges
- Part-payment up to 20% once a year: 4% up to 3 years, 2% after
- Foreclosure charges
- 4% up to 3 years; 2% after
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with Kotak Mahindra Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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