Kotak Mahindra Bank · Indicative

Kotak Mahindra Bank Home Loan — rates & offers

Indicative interest from 7.6% p.a., processing fee Up to 2% + taxes, tenure Up to 25 years. Compare and apply through LoanServ.

Updated 2026-10-28 Confirm with lender
Interest rate (p.a.)
7.6% onwards
Processing fee
Up to 2% + taxes
Tenure
Up to 25 years
Pre-closure charges
Nil for floating-rate loans to individuals
Foreclosure charges
Nil for floating-rate loans to individuals; up to 3% for fixed rate
Insurance
Optional loan-protection insurance may be offered; not mandatory.
View lender's official page

LoanServ is an authorised DSA, not affiliated with Kotak Mahindra Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.

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