IDFC First Bank · Indicative
IDFC First Bank Personal Loan — rates & offers
Indicative interest from 9.99% p.a., processing fee Nil (FIRSTmoney); up to 3.5% + GST for pre-qualified loans, tenure 9–60 months. Compare and apply through LoanServ.
Updated 2026-10-28 Confirm with lender
- Interest rate (p.a.)
- 9.99% onwards
- Processing fee
- Nil (FIRSTmoney); up to 3.5% + GST for pre-qualified loans
- Tenure
- 9–60 months
- Pre-closure charges
- Pre-qualified loans: one part-payment up to 25% after 12 EMIs at 5% / 4% / 3% by EMIs paid
- Foreclosure charges
- Nil (FIRSTmoney); 5% of outstanding after 12 EMIs for pre-qualified loans
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with IDFC First Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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