IDFC First Bank — loan offers
IDFC First Bank is a technology-led private bank with a growing retail lending portfolio. It emphasises transparent, monthly-reducing interest rates and quick digital approvals. The bank is popular for personal loans and consumer finance among younger, salaried customers.
IDFC First Bank
BankRates from
8.6%
per annum · indicative
4 products
Indicative IDFC First Bank rates & fees
| Lender | Product | Interest (p.a.) | Processing fee | Tenure | Foreclosure | Source |
|---|---|---|---|---|---|---|
| IDFC First Bank | Home Loan | 8.55% – 10.75% | Up to 0.50% + GST | Up to 30 years | Nil for floating-rate individual borrowers | Lender |
| IDFC First Bank | Car Loan | 8.72% – 13% | Up to 2% + GST | 12–84 months | Up to 4% + GST (after lock-in) | Lender |
| IDFC First Bank | Personal Loan | 10.97% – 24% | Up to 2% + GST | 12–72 months | Up to 4% + GST (after lock-in) | Lender |
| IDFC First Bank | Business Loan | 14.01% – 26% | Up to 2% + GST | 12–60 months | Up to 4% + GST (after lock-in) | Lender |
IndicativeRates & fees are indicative, last updated July 2026. Confirm current terms with the lender before applying.
LoanServ is an authorised DSA and is not affiliated with, or an official channel of, IDFC First Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.
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