IDFC First Bank · Indicative

IDFC First Bank Home Loan — rates & offers

Indicative interest from 8.55% p.a. with Up to 0.50% + GST processing fee and Up to 30 years tenure. Compare and apply through LoanServ.

Updated 2026-07-04 Confirm with lender
Interest rate (p.a.)
8.55% – 10.75%
Processing fee
Up to 0.50% + GST
Tenure
Up to 30 years
Pre-closure charges
Nil (floating rate)
Foreclosure charges
Nil for floating-rate individual borrowers
Insurance
Optional loan-protection insurance may be offered; not mandatory.
View lender's official page

LoanServ is an authorised DSA, not affiliated with IDFC First Bank. Figures are indicative, sourced from public information for July 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.

Apply for a IDFC First Bank Home Loan

One free application. We compare 30+ banks & NBFCs and call you back — no obligation.

Talk to an advisor

LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.