IDFC First Bank Home Loan — rates & offers
Indicative interest from 7.75% p.a., processing fee Up to 3% + GST, tenure Up to 32 years. Compare and apply through LoanServ.
This figure has not yet been manually confirmed against IDFC First Bank's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 7.75% onwards
- Processing fee
- Up to 3% + GST
- Tenure
- Up to 32 years
- Pre-closure charges
- Nil for floating rate; up to 2% for fixed rate
- Foreclosure charges
- Nil for floating rate; up to 2% for fixed rate
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with IDFC First Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
Apply for a IDFC First Bank Home Loan
One free application. We compare 30+ banks & NBFCs and call you back — no obligation.
LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.