IDFC First Bank · Indicative

IDFC First Bank Car Loan — rates & offers

Indicative interest from 8.99% p.a., processing fee Up to 5% (incl. GST), tenure Up to 120 months. Compare and apply through LoanServ.

Updated 2026-10-28 Confirm with lender
Interest rate (p.a.)
8.99% onwards
Processing fee
Up to 5% (incl. GST)
Tenure
Up to 120 months
Pre-closure charges
5% of part-payment + GST
Foreclosure charges
5% of outstanding + GST (fixed rate); nil on floating rate
Insurance
Optional loan-protection insurance may be offered; not mandatory.
View lender's official page

LoanServ is an authorised DSA, not affiliated with IDFC First Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.

Apply for a IDFC First Bank Car Loan

One free application. We compare 30+ banks & NBFCs and call you back — no obligation.

Talk to an advisor

LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.