IDFC First Bank Business Loan — rates & offers
Indicative interest from 13% p.a., processing fee Up to 3.5% + GST, tenure 12–48 months. Compare and apply through LoanServ.
This figure has not yet been manually confirmed against IDFC First Bank's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 13% onwards
- Processing fee
- Up to 3.5% + GST
- Tenure
- 12–48 months
- Pre-closure charges
- Up to 25% once a year: 4% (non-MSME); nil for micro/small enterprises up to ₹50 lakh
- Foreclosure charges
- Nil for micro/small enterprises up to ₹50 lakh; 5% otherwise
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with IDFC First Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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