L&T Finance Personal Loan — rates & offers
Indicative interest from 10.5% p.a., processing fee Up to 4% + taxes, tenure Up to 72 months. Compare and apply through LoanServ.
This figure has not yet been manually confirmed against L&T Finance's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 10.5% onwards
- Processing fee
- Up to 4% + taxes
- Tenure
- Up to 72 months
- Pre-closure charges
- Part-prepayment up to 5% of amount prepaid + taxes
- Foreclosure charges
- Up to 5% of outstanding + taxes
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with L&T Finance. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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