HDFC Bank Business Loan — rates & offers
Indicative interest from 10.75% p.a., processing fee Up to 2% + taxes (nil for micro/small enterprises up to ₹5 lakh). Compare and apply through LoanServ.
This figure has not yet been manually confirmed against HDFC Bank's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 10.75% – 22.5%
- Processing fee
- Up to 2% + taxes (nil for micro/small enterprises up to ₹5 lakh)
- Tenure
- —
- Pre-closure charges
- Part-prepayment after 1st EMI, up to 25% of outstanding, at the same slabs as full closure
- Foreclosure charges
- 4% up to 24 EMIs; 3% for 25–36 EMIs; 2% after 36 EMIs (nil for MSE fixed-rate up to ₹50 lakh)
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with HDFC Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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