ICICI Bank — loan offers
ICICI Bank is a leading private bank offering a full suite of retail and business lending products. It has invested heavily in instant, paperless loan approvals through its mobile and net-banking platforms. Salaried and self-employed borrowers alike use it for both secured and unsecured financing.
ICICI Bank
BankRates from
8.4%
per annum · indicative
5 products
Indicative ICICI Bank rates & fees
| Lender | Product | Interest (p.a.) | Processing fee | Tenure | Foreclosure | Source |
|---|---|---|---|---|---|---|
| ICICI Bank | Car Loan | 8.4% onwards | Up to ₹8,500 + GST (new car) | 12–84 months | 3% up to 12 months; 2% for 13–24 months; nil after 24 months | Lender |
| ICICI BankUnverified | Home Loan | 8.75% – 10.05% | 0.5% + taxes | — | Nil for floating rate; 2% for fixed rate | Lender |
| ICICI Bank | Personal Loan | 9.99% – 16.5% | Up to 2% + taxes | 12–72 months | 3% of outstanding; nil after 24 EMIs | Lender |
| ICICI BankUnverified | Loan Against Property | 10.85% – 12.5% | — | — | Nil for floating-rate loans to individuals and MSEs (from 1 Jan 2026); 4% for fixed rate | Lender |
| ICICI BankUnverified | Business Loan | 13% – 17.5% | Up to 2% + taxes | Up to 60 months | — | Lender |
IndicativeRates & fees are indicative, last updated October 2026. Confirm current terms with the lender before applying. Unverifiedrows have not yet been manually confirmed against the lender's own page — treat them as an estimate only.
LoanServ is an authorised DSA and is not affiliated with, or an official channel of, ICICI Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.
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