Bank · July 2026

ICICI Bank — loan offers

ICICI Bank is a leading private bank offering a full suite of retail and business lending products. It has invested heavily in instant, paperless loan approvals through its mobile and net-banking platforms. Salaried and self-employed borrowers alike use it for both secured and unsecured financing.

Updated July 2026 Indicative figures

ICICI Bank

Bank

Rates from

8.8%

per annum · indicative

5 products

July 2026 rates

Indicative ICICI Bank rates & fees

LenderProductInterest (p.a.)Processing feeTenureForeclosureSource
ICICI BankHome Loan8.75% – 10.75%Up to 0.50% + GSTUp to 30 yearsNil for floating-rate individual borrowersLender
ICICI BankCar Loan8.76% – 13%Up to 2% + GST12–84 monthsUp to 4% + GST (after lock-in)Lender
ICICI BankLoan Against Property9.47% – 14%Up to 2% + GSTUp to 15 yearsUp to 4% + GST (after lock-in)Lender
ICICI BankPersonal Loan11.02% – 24%Up to 2% + GST12–72 monthsUp to 4% + GST (after lock-in)Lender
ICICI BankBusiness Loan14.11% – 26%Up to 2% + GST12–60 monthsUp to 4% + GST (after lock-in)Lender

IndicativeRates & fees are indicative, last updated July 2026. Confirm current terms with the lender before applying.

LoanServ is an authorised DSA and is not affiliated with, or an official channel of, ICICI Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.

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