HDFC Bank Loan Against Property — rates & offers
Indicative interest from 8.55% p.a., processing fee Up to 1% (minimum ₹7,500). Compare and apply through LoanServ.
This figure has not yet been manually confirmed against HDFC Bank's own page — treat it as an estimate only and confirm the current rate directly with the lender or our team before applying.
- Interest rate (p.a.)
- 8.55% – 13%
- Processing fee
- Up to 1% (minimum ₹7,500)
- Tenure
- —
- Pre-closure charges
- Nil for floating-rate loans to individuals (non-business use); 2.5% + GST above 25% a year for business use or fixed rate
- Foreclosure charges
- Nil for floating-rate loans to individuals; 2.5% for business use or fixed rate (nil after 60 months)
- Insurance
- Optional loan-protection insurance may be offered; not mandatory.
LoanServ is an authorised DSA, not affiliated with HDFC Bank. Figures are indicative, sourced from public information for October 2026, and subject to change by the lender. This is not an offer of credit — see our Disclaimer.
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