Utkarsh Small Finance Bank — loan offers
Utkarsh Small Finance Bank focuses on financial inclusion, serving underbanked and micro-enterprise customers. It offers micro-loans, business finance and retail lending with a strong presence in northern and eastern India. The bank aims to bring formal credit to first-time borrowers.
Utkarsh Small Finance Bank
Small Finance BankRates from
10.9%
per annum · indicative
2 products
Indicative Utkarsh Small Finance Bank rates & fees
| Lender | Product | Interest (p.a.) | Processing fee | Tenure | Foreclosure | Source |
|---|---|---|---|---|---|---|
| Utkarsh Small Finance Bank | Personal Loan | 10.89% – 24% | Up to 2% + GST | 12–72 months | Up to 4% + GST (after lock-in) | Lender |
| Utkarsh Small Finance Bank | Business Loan | 14.34% – 26% | Up to 2% + GST | 12–60 months | Up to 4% + GST (after lock-in) | Lender |
IndicativeRates & fees are indicative, last updated July 2026. Confirm current terms with the lender before applying.
Utkarsh Small Finance Bank products
LoanServ is an authorised DSA and is not affiliated with, or an official channel of, Utkarsh Small Finance Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.
Apply for a Utkarsh Small Finance Bank loan
One free application. We compare 30+ banks & NBFCs and call you back — no obligation.
LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.