Small Finance Bank · October 2026

Utkarsh Small Finance Bank — loan offers

Utkarsh Small Finance Bank focuses on financial inclusion, serving underbanked and micro-enterprise customers. It offers micro-loans, business finance and retail lending with a strong presence in northern and eastern India. The bank aims to bring formal credit to first-time borrowers.

Updated October 2026 Indicative figures

Utkarsh Small Finance Bank

Small Finance Bank

Rates from

14.0%

per annum · indicative

1 product

October 2026 rates

Indicative Utkarsh Small Finance Bank rates & fees

LenderProductInterest (p.a.)Processing feeTenureForeclosureSource
Utkarsh Small Finance BankUnverifiedPersonal Loan14% – 23%Up to 2% + taxes12–84 months4% (months 7–24), 3% (months 25–36), 2% after + taxesLender

IndicativeRates & fees are indicative, last updated October 2026. Confirm current terms with the lender before applying. Unverifiedrows have not yet been manually confirmed against the lender's own page — treat them as an estimate only.

Utkarsh Small Finance Bank products

LoanServ is an authorised DSA and is not affiliated with, or an official channel of, Utkarsh Small Finance Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.

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